Rob Winch aaf738f7ac
MFA is now Opt In
This commit ensures that MFA is only performed when users opt in. By
doing so, we allow users to decide if they will opt into the semantics
of merging two Authentication instances.

Closes gh-18126
2025-11-03 22:42:27 -06:00
..
2025-11-03 22:42:27 -06:00