diff --git a/hibernate-core/src/main/java/org/hibernate/metamodel/source/hbm/PropertyAttributeSourceImpl.java b/hibernate-core/src/main/java/org/hibernate/metamodel/source/hbm/PropertyAttributeSourceImpl.java
index 7ddfc39702..248e78505f 100644
--- a/hibernate-core/src/main/java/org/hibernate/metamodel/source/hbm/PropertyAttributeSourceImpl.java
+++ b/hibernate-core/src/main/java/org/hibernate/metamodel/source/hbm/PropertyAttributeSourceImpl.java
@@ -92,12 +92,12 @@ class PropertyAttributeSourceImpl implements SingularAttributeSource {
 
 					@Override
 					public boolean isIncludedInInsertByDefault() {
-						return propertyElement.isInsert();
+						return Helper.getBooleanValue( propertyElement.isInsert(), true );
 					}
 
 					@Override
 					public boolean isIncludedInUpdateByDefault() {
-						return propertyElement.isUpdate();
+						return Helper.getBooleanValue( propertyElement.isUpdate(), true );
 					}
 				},
 				bindingContext
diff --git a/hibernate-core/src/main/java/org/hibernate/metamodel/source/hbm/VersionAttributeSourceImpl.java b/hibernate-core/src/main/java/org/hibernate/metamodel/source/hbm/VersionAttributeSourceImpl.java
index c7735b9d44..5ca9b0ae61 100644
--- a/hibernate-core/src/main/java/org/hibernate/metamodel/source/hbm/VersionAttributeSourceImpl.java
+++ b/hibernate-core/src/main/java/org/hibernate/metamodel/source/hbm/VersionAttributeSourceImpl.java
@@ -77,7 +77,7 @@ class VersionAttributeSourceImpl implements SingularAttributeSource {
 
 					@Override
 					public boolean isIncludedInInsertByDefault() {
-						return versionElement.isInsert();
+						return Helper.getBooleanValue( versionElement.isInsert(), true );
 					}
 
 					@Override